Wednesday, March 7, 2012

Great Big Texas Home Show...this weekend...

... at Dallas Cowboy Stadium March 9th, 10th, and 11th. Featuring gardens and outdoor living, and of course new homes! Click link below to purchase tickets, see you there!

http://houstoneflyer.com/Archives3/10188c-MH/                     Buy Sell Invest with Hart

SWAPO 2011 News...City Council OKs fee on gas wells...

The $2,397 annual fee will fund an emergency preparedness and response program for the Arlington Fire Dept.
Read the entire article in the Star-Telegram by clicking the link below:
http://www.star-telegram.com/2012/03/06/3789975/arlington-approves-fee-on-natural.html

Monday, March 5, 2012

FHA Fees Going Up April 1st

FHA has raised the annual Mortgage Insurance Premium to 1.25% beginning April 1st.  MIP is required on all FHA loans and used to fund losses by lenders for borrowers who default on their mortgages.  As of June 1st, FHA loans in excess of the standard maximum of $625,500, in high-cost areas, will have a premium of 1.5% of the loan amount.
In addition to the increase in the annual MIP, FHA also announced it plans to raise the fee on the up-front MIP from 1.00% to 1.75%.  No date was reported for its implementation.
The bottom line will result in a borrower’s payments going up.  However, it might not be restricted to the MIP.  Freddie Mac’sPrimary Mortgage Market Survey showed that both 30 year and 15 year mortgages have gone up too.
One way to avoid the increase is to have a completed sales contract and have your lender order the FHA commitment prior to April 1, 2012.  If you plan on buying a home this spring, there is a reason to do it earlier rather than later.                       Buy Sell Invest with Hart

Sunday, March 4, 2012

SOS News...2012 Statewide March & Rally at the Capitol March 24!

Last March, over 13,000 parents, students, teachers and community members gathered in Austin to say "NO!" to more testing and less funding. The legislature didn't listen, and today we are seeing larger classes, fewer programs and supports, higher college tuition and MORE TESTING! Let's stand up once more and speak to the candidates running for election and re-election that "We're Watching, We Remember, and We Vote!"  We can fight the forces that want to destroy public education if we stand united. Make plans now to come back to Austin and TAKE BACK TEXAS EDUCATION!

Community... Outdoor warning sirens...

Outdoor warning sirens are a key part of public safety. There are activation guidelines that cities use, but when severe weather occurs often all bets are off.

With tornado season bearing down on North Texas and the news of several twisters tearing apart towns in the Midwest, the question has come up. When do the sirens go off? And does everyone know what they mean?

There are four basic guidelines area cities use to activate outdoor sirens: a tornado or severe thunderstorm warning with winds over 70 miles per hour, reports of a tornado from a trained storm spotter, 1.25 inch hail or other emergencies like a wildfire or chemical spill.

But each city also has unique circumstances for activating outdoor sirens. For example, Arlington will activate sirens if a thunderstorm is barreling towards one of its stadiums. Dallas could hit the button on one of its 150 plus sirens if the Trinity River begins overflowing, putting homes and lives in danger.

“If we sound the sirens, there’s a reason for it,” said Kevin Oden, a Dallas Emergency Management specialist.

Oden said the sirens are designed to tell people who are outside to get inside, and then figure out why the sirens are going off.

“There has to be judgment in there, but there also has to be discretion,” he said. “The variables part of it, there’s always a human element. And there’s always a tough decision that has to be made.”

Read more on myFOXdfw.com: 
http://www.myfoxdfw.com/dpp/weather/why-are-the-tornado-sirens-sounding%3F-030112

Thursday, March 1, 2012